6 Fintech UX Design Trends To Watch Out For in 2024

In this article, we'll explore the top six Fintech UX design trends to watch out for this year and get ahead of the competitors

By Claudio Pires
Updated on February 12, 2025
6 Fintech UX Design Trends To Watch Out For in 2024

Ever peeked into the crystal ball of fintech UX? As we vault into 2024, it’s like a kaleidoscope of digital wallet magic and AI wizardry. This isn’t your grandpa’s banking experience—we’re talking about a futuristic playground where convenience meets cool with every tap and swipe. In this article, we’ll explore the top six Fintech UX design trends to watch out for this year and get ahead of the competitors.

Tap into this next-level buzz as we unpack some power moves in fintech UX design. We’ve got everything from touching up transaction processes to giving visual data its glow-up—innovations that are shaping how money moves and grows. Buckle up; these trends are changing the game in the most user-friendly way possible.

1. Personal Touches Are Shaping Our Money Moves

Diving into the realm of fintech UX, it’s becoming abundantly clear that one-size-fits-all is a relic of the past. Enter hyper-personalization, the buzzword taking over in 2024. No more generic dashboards and preset options! 

Now, users have a smorgasbord of widgets and controls, allowing them to tailor their finance app interfaces down to the wallpaper. Think Netflix recommendations but for your spending habits—getting tips tailored just for you on where to cut back or splurge safely. 

Financial platforms are getting smarter at reading between our transaction lines, delivering advice and insights so spot-on it feels like they’ve been spying on (but really just deeply understanding) our financial dreams and dilemmas.

Gone are the days when stashing your cash in a savings account felt like watching paint dry. Now, it’s more akin to racking up points in your favorite game. Financial institutions are turning saving money into an appealing challenge, and they’re pulling out all the stops with competitive interest rates to get gamers and non-gamers alike on board. 

Take, for instance, the eye-popping 5.41% APY of Western Alliance; it’s not just a figure—it’s a high score beckoning savvy savers. This impressive rate turns the act of saving from mundane to exhilarating as users watch their balance skyrocket just like scaling up leaderboards. 

With numbers like these, who wouldn’t feel victorious simply by being financially responsible?

3. Chatting with Your Cash Just Got Real

Imagine asking your app about the dent today’s shopping spree made in your budget, and voilà, you get a spoken response like chatting with an old buddy. In 2024, voice-assisted tech in fintech apps is hitting a new octave of convenience. 

Now you can just speak your financial wishes into existence—whether it’s transferring funds or seeking investment advice—all without lifting a finger. 

This hands-free help isn’t just about being cool; it’s inclusion in action, making finances easier to manage for people with visual impairments or motor difficulties. And let’s be real: we’re all up for some chit chat that makes tracking our spending as simple as asking about the weather.

The days of scribbling and scrambling for passwords are becoming a distant memory. In 2024, fingerprints have stolen the show in fintech UX design. It’s all about accessing your funds with a simple touch; your unique biometrics are now the key to your financial kingdom. 

This isn’t just a sleek trick; it’s security on steroids without the hassle of traditional login gymnastics. Banks and apps that have leaped onto this bandwagon are seeing user satisfaction soar as quickly as their drop in fraud incidents. 

After all, mimicking a fingerprint is Mission Impossible stuff. In addition, making fingertip finance access one part sci-fi cool and two parts common-sense safety.

5. Dark Mode Isn’t Just Cool, It’s Smart for Spending Too

As we navigate the digital world, our screens have shifted from bright beacons to soothing dark oceans of pixels. Yes, dark mode has transcended being a mere trend and is now firmly entrenched in fintech app design. 

Beyond its aesthetic appeal and the way it cossets our eyes in low light. It presents financial information in a focused, digestible format that keeps distractions at bay. As a result, a top fintech UX Design trends to watch out for.

The contrast makes critical numbers pop out. Helping users track their spending late into the night without feeling like they’ve stared into the sun. A small but significant tide shift towards smarter spending habits just by flipping the color scheme of our fiscal interfaces.

The cluttered interfaces of yore are going the way of the dodo. Fintech apps in 2024 have embraced minimalism, and it’s not just to keep up with design trends. So, It’s all about enhancing user experience

By stripping down to the essentials, these sleek interfaces are eliminating distractions and decision fatigue. The result? A zen garden for your finances where every element serves a purpose. Nudging users toward better money management without overwhelming them with too many bells and whistles. 

This pared-down approach to app design helps highlight essential features. Like budget tracking or savings goals so that users can make informed decisions at a glance.

Pocketing Wisdom: Financial Journeys Redefined

The financial future looks personalized, interactive, secure, visually soothing, and minimalist! Fintech UX in 2024 is not just about cool tech; it’s redefining our relationship with money. So, making it more intuitive and empowering us with tools that fit our lives like a glove. In conclusion, Ready or not, we’re zooming towards a smarter financial world tailor-made to keep our wallets—and smiles—in check!

Claudio Pires

Claudio Pires is the co-founder of Visualmodo, a renowned company in web development and design. With over 15 years of experience, Claudio has honed his skills in content creation, web development support, and senior web designer. A trilingual expert fluent in English, Portuguese, and Spanish, he brings a global perspective to his work. Beyond his professional endeavors, Claudio is an active YouTuber, sharing his insights and expertise with a broader audience. Based in Brazil, Claudio continues to push the boundaries of web design and digital content, making him a pivotal figure in the industry.