PayPal Alternatives: Best Payments Solutions

Check out the best payments, gateways & solutions as PayPal alternatives, popular processing methods, and top competitors

By Claudio Pires
Updated on August 1, 2023
PayPal Alternatives: Best Payments Solutions

PayPal’s great, but it’s far from the only option. So why would you want to check out PayPal alternatives? Well, here are some key drawbacks to the payment solutions: So if you’ve ever found yourself asking, “What can I use as a PayPal alternative?” we’ve got you. Check out the best payments, gateways & solutions as PayPal alternatives, popular processing methods, and top competitors.

PayPal has been a dominant player in the online payment industry for years, offering a reliable and convenient way for businesses and consumers to send and receive money. However, there are numerous other payment solutions available that can meet different needs and preferences.

In this article, we’ll explore the top PayPal alternatives that provide secure, efficient, and user-friendly payment options for online transactions. Whether you’re an entrepreneur looking for the best payment gateway for your e-commerce store or a consumer seeking convenient ways to pay online, these alternatives have covered you.

Best PayPal Alternatives

TransferWise (Wise)

Best for: Individuals and service-based businesses with a high volume of international transactions. Wise dubs itself “a cheaper way to send money internationally” and is a fantastic PayPal alternative if you make many international transfers.

The PayPal alternatives payment solutions claim to provide the “real” exchange rate, without inflating it with additional unseen fees. In one transaction of $2,000, TransferWise cost a UK recipient £106.47 less than PayPal. In addition, you can try other modern payment methods, gateways, and platforms.

But that’s not all. The service’s Borderless account provides users with a debit card, allows you to manage money in more than 40 currencies, run payroll, batch payments, charge clients, and more.

Plus, with Wise for business, you’re able to invoice your customers in their own currency. So how can TransferWise provide such low fees for international transfers?

Here’s how it works: Let’s say you want to spend $1,000 on your friend in the UK. Your $1,000 would be deposited into Wise’s American account. Then, they would send your friend the equivalent in British pounds from Wise’s UK account, using the real exchange rate.

In essence, the money never actually crosses borders! This also makes international transfers extremely fast. Pricing: For a USD to EUR transfer, TransferWise charges at 0.6 percent of transaction amount, plus $1.00. Apps: iOS / Android


Plixpay is a multicurrency wallet. You can deposit in euros, polish zlotys, pounds sterling and many more. Plixpay is the e-wallet of the 21st century – easy to use, always on hand with your smartphone or tablet. Check out the best payments, gateways & solutions as PayPal alternatives, popular processing methods, and top competitors.

There are no restrictions on deposit amounts, our wallet has a multi-currency system that can hold different currencies simultaneously for fast currency conversion. It offers integration and intuitive gateway management. Plix do not participate in deposit guarantee schemes.

PayPal Alternatives: Payoneer

Payoneer is the best PayPal alternative for freelancers, bloggers, and affiliate marketers. It makes international money transfer insanely easy. Check out the best payments, gateways & solutions as PayPal alternatives, popular processing methods, and top competitors.

It provides a Payoneer Card which can be used to make international payments and withdraw money from local ATM booths. In addition, offers a Virtual US Bank account to receive global payments. You can also withdraw your money from your local banks through Payoneer. Here are a few things you can do by using Payoneer.

  • Firstly, buy domain and web hosting from companies like HostGator, Bluehost, etc.
  • Secondly, buy Online Courses from companies like Udemy.
  • Get the payment from affiliate networks like Amazon, ShareASale, ClickBank,, etc.
  • Get payments from freelancing sites like Fiverr, Upwork, 99designs, etc.
  • Finally, request a payment from your clients.

Payza Payment Solutions: Top PayPal Competitors

Payza is a popular online payment platform supporting over 190 countries and 21 currencies. While Payza is not so helpful in getting affiliate payments, it offers the easiest way to send and receive the money from the users.

Another great thing about Payza is, it offers a reloadable Prepaid Card which can be used everywhere credits cards are accepted. But this feature is available in selected countries.

Payza has some amazing features for Business as PayPal alternatives. Which are payment buttons, centralized management, shopping cart integration, etc? Here are a few things Bloggers can do with Payza.

  • Buy domain and web hosting with Payza.
  • Make online payments via Payza Prepaid Card.
  • Earn money through Payza Referral Program.
  • Make local payments.

Stripe Best Payments Solutions

Best for: Businesses wanting an intuitive and flexible API (application programming interface). Stripe is one of the most popular PayPal payment solutions alternatives, particularly for online businesses. This payment solution believes payment problems are “rooted in code, not finance” and they consider themselves a “developers first” business.

For this reason, the service is easy to integrate and customize using its simple API. And it’s no surprise that many large digital business tools like Shopify have fantastic Stripe integrations. (For details about Shopify payment integrations, click here.)

You can accept payments from all over the world, and Stripe automatically deposits your money into your bank account – plus, mobile payments are available.

Unfortunately, the transaction fees are very similar to PayPal’s. All in all, Stripe’s strength lies in its flexibility and customizable nature.

However, this could be an issue for those with little programming knowledge. Pricing: Stripe charges 2.9 percent of the transaction value plus $0.30 (Learn more here). As a result,m it’s still one of the strongest PayPal payment solution alternatives.


Acquired by PayPal, Braintree is an excellent alternative for businesses that require global payment support. It supports multiple currencies and payment methods, allowing you to reach a broader customer base.

Braintree’s smooth checkout experience and customizable UI ensure a seamless payment process for your customers. It is trendy among subscription-based businesses due to its recurring billing capabilities.


Ideal for small businesses and brick-and-mortar stores, Square offers a comprehensive suite of payment solutions, including point-of-sale (POS) systems, online payment processing, and even business loans. Its user-friendly interface and transparent pricing make it a favorite among merchants.

Square’s mobile card readers enable businesses to accept payments on the go, making it suitable for food trucks, pop-up shops, and other mobile ventures.


With over two decades of experience in the payment industry, Authorize.Net has established itself as a reliable payment gateway.

It caters to businesses of all sizes and industries and supports multiple payment options, such as credit cards and e-checks. Authorize.Net also offers fraud prevention tools and advanced security features, giving businesses and customers peace of mind during transactions.

Claudio Pires

Claudio Pires is the co-founder of Visualmodo, a renowned company in web development and design. With over 15 years of experience, Claudio has honed his skills in content creation, web development support, and senior web designer. A trilingual expert fluent in English, Portuguese, and Spanish, he brings a global perspective to his work. Beyond his professional endeavors, Claudio is an active YouTuber, sharing his insights and expertise with a broader audience. Based in Brazil, Claudio continues to push the boundaries of web design and digital content, making him a pivotal figure in the industry.